Owning a car in Singapore already entails a lot of expenses and meticulous documentation. While it is mandatory to insure your car, it is in your hands to make sure that you get the best car insurance plan for this hard-earned asset.
MaidEase covers these benefits:
Section / Schedule of Benefits | Aggregate Limit Per Policy Period | |
Deluxe | Superior | |
1. Worldwide Personal Accident | ||
Death OR | $60,000 | $70,000 |
Additional Indemnity for death from accident in Dwelling | $62,500 | $75,000 |
Permanent Disablement | As per scale stated in the Policy | As per scale stated in the Policy |
Medical Expenses including | $1,000 | $2,500 |
Treatment by Chinese Physicians | $100 per accident | $100 per accident |
Treatment for Dengue Fever | $100 | $250 |
Ambulance Services | $100 | $100 |
2. Repatriation Expenses | $10,000 | $10,000 |
3. Hospital and Surgical Expenses | ||
including Day Surgery, 90 days Pre and Post-Hospitalisation treatment at | $30,000 subject to $15,000 per annum (Worldwide) | $40,000 subject to $20,000 per annum (Worldwide) |
Singapore Public Hospital | 100% | 100% |
Private Hospital in Singapore | 40% | 40% |
Hospital outside Singapore | 40% | 40% |
4. Wages Compensation & Levy Reimbursement (up to 60 days) | $15 per day | $30 per day |
5. Alternative Help Benefit (up to 30 days) | N.A. | $15 per day |
6. Recuperation Benefit for each day of hospitalisation (up to 60 days) | N.A. | $20 per day |
7. Domestic Helper Liability | $2,500 | $5,000 |
8. Dread Diseases | N.A. | $2,000 |
9. Termination Expenses and Re-Hiring Expenses (up to 90 days) | $250 | $500 |
10. Domestic Helper’s Belongings | $250 | $500 |
11. Special Grant | $1,000 | $3,000 |
12. Fidelity Guarantee | N.A. | $1,000 |
Letter of Guarantee / Waiver of Counter Indemnity | ||
13. Letter of Guarantee to the Ministry of Manpower | $5,000 | $5,000 |
14. Waiver of Counter Indemnity for Letter of Guarantee | $5,000 subject to excess of $250 | $5,000 subject to excess of $250 |
Cover is intended for employers in Singapore who are:
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
Compare our plans in detail, you’ll definitely find something that suits you
Scope of Cover/Type of Cover | Comprehensive | Third-party, Fire & Theft | Third-party |
Your car, accessories & spare parts | |||
Accidental loss or damage by fire |
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Loss or damage by theft |
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Accidental loss or damage by other |
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Accidental loss or damage to windscreen |
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Your legal liability | |||
Death or bodily injury to third party |
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Loss or damage to third party property |
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Your legal costs and expenses |
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Other benefits | |||
Towing to repairer or place of safety up to S$300 |
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Personal accident benefits for you up to S$50,000 |
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Medical expenses for you and your up to S$1,000 per person |
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Legal aid for defending third party bodily up to S$3,000 |
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Waiver of basic excess |
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Loss of Use (Rental car up to 5 days 1.6L) |
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The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
